Birmingham home values (September 2026)
The typical home in the Birmingham, AL metro is worth $260,710, +2.4% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $260,710
- 1-year change
- +2.4%
- 5-year change
- +16.1%
- 10-year change
- +67.7%
Where Birmingham stands
- #82 most expensive of the 100 largest U.S. metros; #35 by 1-year price growth.
- At or near its all-time high ($260,710).
Home equity in Birmingham
At an 85% combined loan-to-value cap, a typical $260,710 home supports up to $221,603 of total borrowing. With a typical mortgage still owed, about $75,606 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Syracuse, NY — $268,949 (+6.6% 1-yr)
- Detroit, MI — $264,316 (+1.8% 1-yr)
- Greensboro, NC — $260,556 (+0.8% 1-yr)
- New Orleans, LA — $257,067 (+1.6% 1-yr)
Frequently asked questions
What is the typical home value in Birmingham?
The typical home in the Birmingham, AL metro area is worth about $260,710 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #82 of the 100 largest U.S. metros.
Are home prices in Birmingham going up or down?
Over the past 12 months the typical value changed +2.4% (#35 of 100 large metros by 1-year growth). Over 5 years it changed +16.1%, and over 10 years +67.7%. Values are at or near their all-time high.
How much home equity could a Birmingham homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $260,710 home that's $221,603 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $75,606 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.