Home values in the 100 largest U.S. metros (September 2026)
Typical home value, price change over 1, 5 and 10 years, distance from each market's peak, and an estimate of how much home equity a typical owner could borrow against. Updated monthly.
Fastest 1-year growth
Syracuse, NY (+6.6%)
Biggest 1-year decline
Austin, TX (-4.3%)
Metros 5%+ below their peak
24 of 100
Download CSV (free)Free to use with attribution to Helocator and Zillow Research.
| # | Metro | Typical value | 1 yr | 5 yr | Off peak | Est. HELOC |
|---|---|---|---|---|---|---|
| 1 | New York, NY | $730,949 | +4.9% | +27.7% | at peak | $211,975 |
| 2 | Los Angeles, CA | $950,020 | +1.3% | +19.2% | -1.2% | $275,506 |
| 3 | Chicago, IL | $355,650 | +5% | +27.9% | at peak | $103,138 |
| 4 | Dallas, TX | $358,242 | -2% | +10.8% | -8.6% | $103,890 |
| 5 | Houston, TX | $302,832 | -1.8% | +11.4% | -4.7% | $87,821 |
| 6 | Washington, DC | $569,857 | +0.2% | +12.9% | at peak | $165,258 |
| 7 | Philadelphia, PA | $386,048 | +2.5% | +28% | at peak | $111,954 |
| 8 | Miami, FL | $476,815 | +0.3% | +29% | -4.4% | $138,276 |
| 9 | Atlanta, GA | $375,898 | -1.5% | +17.6% | -4.7% | $109,010 |
| 10 | Boston, MA | $725,639 | +2.1% | +23.8% | at peak | $210,435 |
| 11 | Phoenix, AZ | $441,097 | -1.1% | +5.7% | -11.3% | $127,918 |
| 12 | San Francisco, CA | $1,120,379 | +3.1% | +2.7% | -8.2% | $324,910 |
| 13 | Riverside, CA | $580,321 | +0.6% | +16.7% | -2.3% | $168,293 |
| 14 | Detroit, MI | $264,316 | +1.8% | +21.9% | at peak | $76,652 |
| 15 | Seattle, WA | $720,147 | -1.6% | +9.8% | -5.6% | $208,843 |
| 16 | Minneapolis, MN | $387,807 | +1.7% | +10.8% | at peak | $112,464 |
| 17 | San Diego, CA | $926,961 | +0.8% | +21.6% | -2% | $268,819 |
| 18 | Tampa, FL | $356,843 | -0.9% | +15.8% | -8.2% | $103,484 |
| 19 | Denver, CO | $555,487 | -1.8% | +4.1% | -8.9% | $161,091 |
| 20 | Baltimore, MD | $396,959 | +0.4% | +15.3% | at peak | $115,118 |
| 21 | St. Louis, MO | $273,164 | +3.3% | +24.9% | at peak | $79,218 |
| 22 | Orlando, FL | $383,302 | -1.4% | +20.1% | -6.2% | $111,157 |
| 23 | Charlotte, NC | $381,392 | -0.8% | +20.4% | -1.8% | $110,604 |
| 24 | San Antonio, TX | $273,806 | -1.9% | +4.2% | -10.3% | $79,404 |
| 25 | Portland, OR | $539,403 | -0.2% | +5.7% | -5% | $156,427 |
| 26 | Sacramento, CA | $572,813 | 0% | +3.7% | -7.3% | $166,116 |
| 27 | Pittsburgh, PA | $228,201 | +0.2% | +12.2% | at peak | $66,178 |
| 28 | Cincinnati, OH | $305,940 | +2.2% | +26.3% | at peak | $88,723 |
| 29 | Austin, TX | $414,273 | -4.3% | -14.2% | -26.7% | $120,139 |
| 30 | Las Vegas, NV | $422,654 | -2.6% | +14.6% | -5.3% | $122,570 |
| 31 | Kansas City, MO | $324,887 | +3.7% | +26.1% | at peak | $94,217 |
| 32 | Columbus, OH | $326,910 | +1.3% | +25% | at peak | $94,804 |
| 34 | Indianapolis, IN | $291,634 | +1% | +22.6% | at peak | $84,574 |
| 35 | Cleveland, OH | $250,001 | +3.9% | +32.5% | at peak | $72,500 |
| 36 | San Jose, CA | $1,523,615 | +0.2% | +17.4% | -4.3% | $441,848 |
| 37 | Nashville, TN | $448,896 | -0.5% | +18.9% | -2.3% | $130,180 |
| 38 | Virginia Beach, VA | $371,181 | +2.9% | +25.7% | at peak | $107,643 |
| 39 | Providence, RI | $522,248 | +3.6% | +32.6% | at peak | $151,452 |
| 40 | Jacksonville, FL | $350,574 | -0.1% | +16.9% | -5.4% | $101,666 |
| 41 | Milwaukee, WI | $384,496 | +5.3% | +31.4% | at peak | $111,504 |
| 42 | Oklahoma City, OK | $243,069 | +1% | +23.6% | at peak | $70,490 |
| 43 | Raleigh, NC | $428,267 | -1.7% | +16.1% | -5.3% | $124,197 |
| 44 | Memphis, TN | $242,102 | +0.1% | +15.5% | -1.2% | $70,210 |
| 45 | Richmond, VA | $392,106 | +2.6% | +27.1% | at peak | $113,711 |
| 46 | Louisville, KY | $278,562 | +1.5% | +22.3% | at peak | $80,783 |
| 47 | New Orleans, LA | $257,067 | +1.6% | -7.1% | -12% | $74,550 |
| 48 | Salt Lake City, UT | $558,850 | +1.1% | +12.3% | -2% | $162,066 |
| 49 | Hartford, CT | $398,703 | +5.1% | +44.5% | at peak | $115,624 |
| 50 | Buffalo, NY | $287,359 | +3.6% | +31.9% | at peak | $83,334 |
| 51 | Birmingham, AL | $260,710 | +2.4% | +16.1% | at peak | $75,606 |
| 52 | Rochester, NY | $281,279 | +4.9% | +40.4% | at peak | $81,571 |
| 53 | Grand Rapids, MI | $355,636 | +4.9% | +29.7% | at peak | $103,134 |
| 54 | Tucson, AZ | $335,747 | -1.8% | +9.6% | -5.1% | $97,367 |
| 55 | Urban Honolulu, HI | $855,973 | +2.6% | +11.9% | -2.8% | $248,232 |
| 56 | Tulsa, OK | $251,771 | +3.1% | +27.3% | at peak | $73,014 |
| 57 | Fresno, CA | $404,052 | +1.1% | +17.6% | at peak | $117,175 |
| 58 | Worcester, MA | $476,551 | +2.1% | +30.1% | at peak | $138,200 |
| 59 | Omaha, NE | $306,318 | +2.7% | +24.5% | at peak | $88,832 |
| 60 | Bridgeport, CT | $687,644 | +6.2% | +37.8% | at peak | $199,417 |
| 61 | Greenville, SC | $312,032 | +1.4% | +26.9% | at peak | $90,489 |
| 62 | Albuquerque, NM | $348,674 | +1.5% | +28.2% | at peak | $101,115 |
| 63 | Bakersfield, CA | $360,210 | 0% | +22.2% | -0.8% | $104,461 |
| 64 | Albany, NY | $373,057 | +5% | +31.8% | at peak | $108,186 |
| 65 | Knoxville, TN | $363,018 | +1.9% | +39.5% | at peak | $105,275 |
| 66 | Baton Rouge, LA | $246,247 | +2.7% | +14.4% | at peak | $71,412 |
| 67 | McAllen, TX | $188,971 | -0.4% | +28.4% | -1.5% | $54,802 |
| 68 | New Haven, CT | $406,204 | +4.9% | +41.4% | at peak | $117,799 |
| 69 | El Paso, TX | $233,011 | +2.5% | +32.1% | at peak | $67,573 |
| 70 | Allentown, PA | $363,366 | +3.2% | +32.6% | at peak | $105,376 |
| 71 | Oxnard, CA | $869,803 | +1.1% | +15.4% | -0.8% | $252,243 |
| 72 | Columbia, SC | $252,979 | +1.6% | +27% | at peak | $73,364 |
| 73 | North Port, FL | $403,540 | -2% | +9.5% | -16.5% | $117,027 |
| 75 | Charleston, SC | $437,474 | -0.2% | +26.4% | -1.2% | $126,868 |
| 76 | Greensboro, NC | $260,556 | +0.8% | +23.3% | -0.6% | $75,561 |
| 77 | Stockton, CA | $519,775 | -2.1% | +1.8% | -9.1% | $150,735 |
| 78 | Cape Coral, FL | $334,479 | -3.5% | +5.9% | -18.9% | $96,999 |
| 79 | Boise City, ID | $491,851 | +1.7% | -0.3% | -7.6% | $142,637 |
| 80 | Colorado Springs, CO | $446,711 | -1.4% | +3.8% | -7.9% | $129,546 |
| 81 | Little Rock, AR | $230,108 | +3.7% | +20.4% | at peak | $66,731 |
| 82 | Lakeland, FL | $295,502 | -2.2% | +15.7% | -8.7% | $85,696 |
| 83 | Akron, OH | $240,089 | +4% | +30.5% | at peak | $69,626 |
| 84 | Des Moines, IA | $292,513 | +0.5% | +19.2% | at peak | $84,829 |
| 85 | Springfield, MA | $372,394 | +3.3% | +28.9% | at peak | $107,994 |
| 87 | Ogden, UT | $508,920 | +1.7% | +14.9% | -1% | $147,587 |
| 88 | Madison, WI | $445,747 | +3.1% | +28.8% | at peak | $129,267 |
| 89 | Winston, NC | $277,512 | +1.7% | +26.7% | at peak | $80,478 |
| 90 | Deltona, FL | $330,886 | -0.3% | +13.4% | -7.7% | $95,957 |
| 91 | Syracuse, NY | $268,949 | +6.6% | +48.2% | at peak | $77,995 |
| 92 | Provo, UT | $538,775 | +1.4% | +10.9% | -3.6% | $156,245 |
| 93 | Toledo, OH | $202,056 | +3.3% | +27.8% | at peak | $58,596 |
| 94 | Wichita, KS | $222,219 | +2.9% | +30% | at peak | $64,444 |
| 95 | Durham, NC | $401,581 | -2.5% | +19.1% | -3.6% | $116,458 |
| 96 | Augusta, GA | $250,497 | +2.9% | +24.2% | at peak | $72,644 |
| 97 | Palm Bay, FL | $342,339 | -0.5% | +15.7% | -6.3% | $99,278 |
| 98 | Jackson, MS | $212,335 | +2.7% | +19% | at peak | $61,577 |
| 99 | Harrisburg, PA | $306,578 | +2.6% | +31.2% | at peak | $88,907 |
| 100 | Spokane, WA | $415,045 | +0.2% | +8.8% | -3.9% | $120,363 |
| 101 | Scranton, PA | $233,948 | +2.3% | +29.3% | at peak | $67,845 |
| 102 | Chattanooga, TN | $318,922 | -0.3% | +22.6% | -1.1% | $92,487 |
| 103 | Modesto, CA | $461,114 | +0.2% | +10.6% | -1.5% | $133,723 |
Methodology
Values are the Zillow Home Value Index for all homes, mid tier (35th–65th percentile), smoothed and seasonally adjusted, for the 100 metro areas Zillow ranks largest. Price changes compare the latest month with the same month 1, 5 and 10 years earlier. "Off peak" compares the latest value with the highest monthly value since 2000. The home-equity estimate assumes lenders cap combined loan-to-value at 85% and that a typical owner still owes about 56% of the home's value; it is an illustration, not a lending offer. Metro-level state figures are on the home equity by state page.
Data: Zillow Research (ZHVI), September 2026. Published by T Studio.