Helocator

Denver home values (September 2026)

The typical home in the Denver, CO metro is worth $555,487, -1.8% over the last 12 months. Updated monthly from Zillow Research data.

Typical value
$555,487
1-year change
-1.8%
5-year change
+4.1%
10-year change
+57.1%
$356k$483k$609k2016201720182019202020212022202320242025
Typical home value, Denver metro, last 10 years. Source: Zillow Research (ZHVI).

Where Denver stands

Home equity in Denver

At an 85% combined loan-to-value cap, a typical $555,487 home supports up to $472,164 of total borrowing. With a typical mortgage still owed, about $161,091 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

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Frequently asked questions

What is the typical home value in Denver?

The typical home in the Denver, CO metro area is worth about $555,487 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #15 of the 100 largest U.S. metros.

Are home prices in Denver going up or down?

Over the past 12 months the typical value changed -1.8% (#90 of 100 large metros by 1-year growth). Over 5 years it changed +4.1%, and over 10 years +57.1%. Values are 8.9% below the peak of $609,487 set in June 2022.

How much home equity could a Denver homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $555,487 home that's $472,164 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $161,091 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.