Helocator

Harrisburg home values (September 2026)

The typical home in the Harrisburg, PA metro is worth $306,578, +2.6% over the last 12 months. Updated monthly from Zillow Research data.

Typical value
$306,578
1-year change
+2.6%
5-year change
+31.2%
10-year change
+72.3%
$179k$243k$307k2016201720182019202020212022202320242025
Typical home value, Harrisburg metro, last 10 years. Source: Zillow Research (ZHVI).

Where Harrisburg stands

Home equity in Harrisburg

At an 85% combined loan-to-value cap, a typical $306,578 home supports up to $260,591 of total borrowing. With a typical mortgage still owed, about $88,907 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

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Frequently asked questions

What is the typical home value in Harrisburg?

The typical home in the Harrisburg, PA metro area is worth about $306,578 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #67 of the 100 largest U.S. metros.

Are home prices in Harrisburg going up or down?

Over the past 12 months the typical value changed +2.6% (#32 of 100 large metros by 1-year growth). Over 5 years it changed +31.2%, and over 10 years +72.3%. Values are at or near their all-time high.

How much home equity could a Harrisburg homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $306,578 home that's $260,591 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $88,907 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.