Louisville home values (September 2026)
The typical home in the Louisville, KY metro is worth $278,562, +1.5% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $278,562
- 1-year change
- +1.5%
- 5-year change
- +22.3%
- 10-year change
- +77.3%
Where Louisville stands
- #76 most expensive of the 100 largest U.S. metros; #48 by 1-year price growth.
- At or near its all-time high ($278,887).
Home equity in Louisville
At an 85% combined loan-to-value cap, a typical $278,562 home supports up to $236,778 of total borrowing. With a typical mortgage still owed, about $80,783 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Buffalo, NY — $287,359 (+3.6% 1-yr)
- Rochester, NY — $281,279 (+4.9% 1-yr)
- Winston, NC — $277,512 (+1.7% 1-yr)
- San Antonio, TX — $273,806 (-1.9% 1-yr)
Frequently asked questions
What is the typical home value in Louisville?
The typical home in the Louisville, KY metro area is worth about $278,562 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #76 of the 100 largest U.S. metros.
Are home prices in Louisville going up or down?
Over the past 12 months the typical value changed +1.5% (#48 of 100 large metros by 1-year growth). Over 5 years it changed +22.3%, and over 10 years +77.3%. Values are at or near their all-time high.
How much home equity could a Louisville homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $278,562 home that's $236,778 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $80,783 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.