Bakersfield home values (September 2026)
The typical home in the Bakersfield, CA metro is worth $360,210, 0% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $360,210
- 1-year change
- 0%
- 5-year change
- +22.2%
- 10-year change
- +85.1%
Where Bakersfield stands
- #52 most expensive of the 100 largest U.S. metros; #72 by 1-year price growth.
- 0.8% below its peak of $363,023 in February 2025.
Home equity in Bakersfield
At an 85% combined loan-to-value cap, a typical $360,210 home supports up to $306,178 of total borrowing. With a typical mortgage still owed, about $104,461 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Los Angeles, CA — $950,020 (+1.3% 1-yr)
- San Francisco, CA — $1,120,379 (+3.1% 1-yr)
- Riverside, CA — $580,321 (+0.6% 1-yr)
- San Diego, CA — $926,961 (+0.8% 1-yr)
- Allentown, PA — $363,366 (+3.2% 1-yr)
- Knoxville, TN — $363,018 (+1.9% 1-yr)
Frequently asked questions
What is the typical home value in Bakersfield?
The typical home in the Bakersfield, CA metro area is worth about $360,210 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #52 of the 100 largest U.S. metros.
Are home prices in Bakersfield going up or down?
Over the past 12 months the typical value changed 0% (#72 of 100 large metros by 1-year growth). Over 5 years it changed +22.2%, and over 10 years +85.1%. Values are 0.8% below the peak of $363,023 set in February 2025.
How much home equity could a Bakersfield homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $360,210 home that's $306,178 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $104,461 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.