San Diego home values (September 2026)
The typical home in the San Diego, CA metro is worth $926,961, +0.8% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $926,961
- 1-year change
- +0.8%
- 5-year change
- +21.6%
- 10-year change
- +80.3%
Where San Diego stands
- #4 most expensive of the 100 largest U.S. metros; #59 by 1-year price growth.
- 2% below its peak of $945,921 in July 2024.
Home equity in San Diego
At an 85% combined loan-to-value cap, a typical $926,961 home supports up to $787,917 of total borrowing. With a typical mortgage still owed, about $268,819 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Los Angeles, CA — $950,020 (+1.3% 1-yr)
- San Francisco, CA — $1,120,379 (+3.1% 1-yr)
- Riverside, CA — $580,321 (+0.6% 1-yr)
- Sacramento, CA — $572,813 (0% 1-yr)
- Oxnard, CA — $869,803 (+1.1% 1-yr)
- Urban Honolulu, HI — $855,973 (+2.6% 1-yr)
Frequently asked questions
What is the typical home value in San Diego?
The typical home in the San Diego, CA metro area is worth about $926,961 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #4 of the 100 largest U.S. metros.
Are home prices in San Diego going up or down?
Over the past 12 months the typical value changed +0.8% (#59 of 100 large metros by 1-year growth). Over 5 years it changed +21.6%, and over 10 years +80.3%. Values are 2% below the peak of $945,921 set in July 2024.
How much home equity could a San Diego homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $926,961 home that's $787,917 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $268,819 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.