Baltimore home values (September 2026)
The typical home in the Baltimore, MD metro is worth $396,959, +0.4% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $396,959
- 1-year change
- +0.4%
- 5-year change
- +15.3%
- 10-year change
- +47.9%
Where Baltimore stands
- #39 most expensive of the 100 largest U.S. metros; #63 by 1-year price growth.
- At or near its all-time high ($397,576).
Home equity in Baltimore
At an 85% combined loan-to-value cap, a typical $396,959 home supports up to $337,415 of total borrowing. With a typical mortgage still owed, about $115,118 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Durham, NC — $401,581 (-2.5% 1-yr)
- Hartford, CT — $398,703 (+5.1% 1-yr)
- Richmond, VA — $392,106 (+2.6% 1-yr)
- Minneapolis, MN — $387,807 (+1.7% 1-yr)
Frequently asked questions
What is the typical home value in Baltimore?
The typical home in the Baltimore, MD metro area is worth about $396,959 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #39 of the 100 largest U.S. metros.
Are home prices in Baltimore going up or down?
Over the past 12 months the typical value changed +0.4% (#63 of 100 large metros by 1-year growth). Over 5 years it changed +15.3%, and over 10 years +47.9%. Values are at or near their all-time high.
How much home equity could a Baltimore homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $396,959 home that's $337,415 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $115,118 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.