Durham home values (September 2026)

The typical home in the Durham, NC metro is worth $401,581, -2.5% over the last 12 months. Updated monthly from Zillow Research data.

Typical value: $401,581
1-year change: -2.5%
5-year change: +19.1%
10-year change: +86.2%

Typical home value, Durham metro, last 10 years. Source: Zillow Research (ZHVI).

Where Durham stands

#37 most expensive of the 100 largest U.S. metros; #97 by 1-year price growth.
3.6% below its peak of $416,724 in February 2025.

Home equity in Durham

At an 85% combined loan-to-value cap, a typical $401,581 home supports up to $341,344 of total borrowing. With a typical mortgage still owed, about $116,458 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

Compare nearby metros

Charlotte, NC — $381,392 (-0.8% 1-yr)
Raleigh, NC — $428,267 (-1.7% 1-yr)
Greensboro, NC — $260,556 (+0.8% 1-yr)
Winston, NC — $277,512 (+1.7% 1-yr)
Fresno, CA — $404,052 (+1.1% 1-yr)
North Port, FL — $403,540 (-2% 1-yr)

Frequently asked questions

What is the typical home value in Durham?

The typical home in the Durham, NC metro area is worth about $401,581 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #37 of the 100 largest U.S. metros.

Are home prices in Durham going up or down?

Over the past 12 months the typical value changed -2.5% (#97 of 100 large metros by 1-year growth). Over 5 years it changed +19.1%, and over 10 years +86.2%. Values are 3.6% below the peak of $416,724 set in February 2025.

How much home equity could a Durham homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $401,581 home that's $341,344 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $116,458 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.