Columbia home values (September 2026)

The typical home in the Columbia, SC metro is worth $252,979, +1.6% over the last 12 months. Updated monthly from Zillow Research data.

Typical value: $252,979
1-year change: +1.6%
5-year change: +27%
10-year change: +80.2%

Typical home value, Columbia metro, last 10 years. Source: Zillow Research (ZHVI).

Where Columbia stands

#85 most expensive of the 100 largest U.S. metros; #47 by 1-year price growth.
At or near its all-time high ($253,250).

Home equity in Columbia

At an 85% combined loan-to-value cap, a typical $252,979 home supports up to $215,032 of total borrowing. With a typical mortgage still owed, about $73,364 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

Compare nearby metros

Greenville, SC — $312,032 (+1.4% 1-yr)
Charleston, SC — $437,474 (-0.2% 1-yr)
Greensboro, NC — $260,556 (+0.8% 1-yr)
New Orleans, LA — $257,067 (+1.6% 1-yr)
Tulsa, OK — $251,771 (+3.1% 1-yr)
Augusta, GA — $250,497 (+2.9% 1-yr)

Frequently asked questions

What is the typical home value in Columbia?

The typical home in the Columbia, SC metro area is worth about $252,979 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #85 of the 100 largest U.S. metros.

Are home prices in Columbia going up or down?

Over the past 12 months the typical value changed +1.6% (#47 of 100 large metros by 1-year growth). Over 5 years it changed +27%, and over 10 years +80.2%. Values are at or near their all-time high.

How much home equity could a Columbia homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $252,979 home that's $215,032 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $73,364 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.