Charleston home values (September 2026)
The typical home in the Charleston, SC metro is worth $437,474, -0.2% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $437,474
- 1-year change
- -0.2%
- 5-year change
- +26.4%
- 10-year change
- +81.4%
Where Charleston stands
- #29 most expensive of the 100 largest U.S. metros; #75 by 1-year price growth.
- 1.2% below its peak of $442,602 in March 2025.
Home equity in Charleston
At an 85% combined loan-to-value cap, a typical $437,474 home supports up to $371,853 of total borrowing. With a typical mortgage still owed, about $126,868 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Greenville, SC — $312,032 (+1.4% 1-yr)
- Columbia, SC — $252,979 (+1.6% 1-yr)
- Madison, WI — $445,747 (+3.1% 1-yr)
- Phoenix, AZ — $441,097 (-1.1% 1-yr)
- Raleigh, NC — $428,267 (-1.7% 1-yr)
- Las Vegas, NV — $422,654 (-2.6% 1-yr)
Frequently asked questions
What is the typical home value in Charleston?
The typical home in the Charleston, SC metro area is worth about $437,474 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #29 of the 100 largest U.S. metros.
Are home prices in Charleston going up or down?
Over the past 12 months the typical value changed -0.2% (#75 of 100 large metros by 1-year growth). Over 5 years it changed +26.4%, and over 10 years +81.4%. Values are 1.2% below the peak of $442,602 set in March 2025.
How much home equity could a Charleston homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $437,474 home that's $371,853 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $126,868 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.