Raleigh home values (September 2026)
The typical home in the Raleigh, NC metro is worth $428,267, -1.7% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $428,267
- 1-year change
- -1.7%
- 5-year change
- +16.1%
- 10-year change
- +74.2%
Where Raleigh stands
- #30 most expensive of the 100 largest U.S. metros; #88 by 1-year price growth.
- 5.3% below its peak of $452,169 in August 2022.
Home equity in Raleigh
At an 85% combined loan-to-value cap, a typical $428,267 home supports up to $364,027 of total borrowing. With a typical mortgage still owed, about $124,197 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Charlotte, NC — $381,392 (-0.8% 1-yr)
- Greensboro, NC — $260,556 (+0.8% 1-yr)
- Winston, NC — $277,512 (+1.7% 1-yr)
- Durham, NC — $401,581 (-2.5% 1-yr)
- Phoenix, AZ — $441,097 (-1.1% 1-yr)
- Charleston, SC — $437,474 (-0.2% 1-yr)
Frequently asked questions
What is the typical home value in Raleigh?
The typical home in the Raleigh, NC metro area is worth about $428,267 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #30 of the 100 largest U.S. metros.
Are home prices in Raleigh going up or down?
Over the past 12 months the typical value changed -1.7% (#88 of 100 large metros by 1-year growth). Over 5 years it changed +16.1%, and over 10 years +74.2%. Values are 5.3% below the peak of $452,169 set in August 2022.
How much home equity could a Raleigh homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $428,267 home that's $364,027 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $124,197 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.