Helocator

Raleigh home values (September 2026)

The typical home in the Raleigh, NC metro is worth $428,267, -1.7% over the last 12 months. Updated monthly from Zillow Research data.

Typical value
$428,267
1-year change
-1.7%
5-year change
+16.1%
10-year change
+74.2%
$247k$350k$452k2016201720182019202020212022202320242025
Typical home value, Raleigh metro, last 10 years. Source: Zillow Research (ZHVI).

Where Raleigh stands

Home equity in Raleigh

At an 85% combined loan-to-value cap, a typical $428,267 home supports up to $364,027 of total borrowing. With a typical mortgage still owed, about $124,197 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

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Frequently asked questions

What is the typical home value in Raleigh?

The typical home in the Raleigh, NC metro area is worth about $428,267 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #30 of the 100 largest U.S. metros.

Are home prices in Raleigh going up or down?

Over the past 12 months the typical value changed -1.7% (#88 of 100 large metros by 1-year growth). Over 5 years it changed +16.1%, and over 10 years +74.2%. Values are 5.3% below the peak of $452,169 set in August 2022.

How much home equity could a Raleigh homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $428,267 home that's $364,027 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $124,197 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.