Jacksonville home values (September 2026)
The typical home in the Jacksonville, FL metro is worth $350,574, -0.1% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $350,574
- 1-year change
- -0.1%
- 5-year change
- +16.9%
- 10-year change
- +84.4%
Where Jacksonville stands
- #57 most expensive of the 100 largest U.S. metros; #73 by 1-year price growth.
- 5.4% below its peak of $370,751 in September 2022.
Home equity in Jacksonville
At an 85% combined loan-to-value cap, a typical $350,574 home supports up to $297,988 of total borrowing. With a typical mortgage still owed, about $101,666 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Miami, FL — $476,815 (+0.3% 1-yr)
- Tampa, FL — $356,843 (-0.9% 1-yr)
- Orlando, FL — $383,302 (-1.4% 1-yr)
- North Port, FL — $403,540 (-2% 1-yr)
- Chicago, IL — $355,650 (+5% 1-yr)
- Grand Rapids, MI — $355,636 (+4.9% 1-yr)
Frequently asked questions
What is the typical home value in Jacksonville?
The typical home in the Jacksonville, FL metro area is worth about $350,574 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #57 of the 100 largest U.S. metros.
Are home prices in Jacksonville going up or down?
Over the past 12 months the typical value changed -0.1% (#73 of 100 large metros by 1-year growth). Over 5 years it changed +16.9%, and over 10 years +84.4%. Values are 5.4% below the peak of $370,751 set in September 2022.
How much home equity could a Jacksonville homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $350,574 home that's $297,988 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $101,666 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.