Tampa home values (September 2026)

The typical home in the Tampa, FL metro is worth $356,843, -0.9% over the last 12 months. Updated monthly from Zillow Research data.

Typical value: $356,843
1-year change: -0.9%
5-year change: +15.8%
10-year change: +92.9%

Typical home value, Tampa metro, last 10 years. Source: Zillow Research (ZHVI).

Where Tampa stands

#54 most expensive of the 100 largest U.S. metros; #82 by 1-year price growth.
8.2% below its peak of $388,770 in May 2024.

Home equity in Tampa

At an 85% combined loan-to-value cap, a typical $356,843 home supports up to $303,316 of total borrowing. With a typical mortgage still owed, about $103,484 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

Compare nearby metros

Miami, FL — $476,815 (+0.3% 1-yr)
Orlando, FL — $383,302 (-1.4% 1-yr)
Jacksonville, FL — $350,574 (-0.1% 1-yr)
North Port, FL — $403,540 (-2% 1-yr)
Bakersfield, CA — $360,210 (0% 1-yr)
Dallas, TX — $358,242 (-2% 1-yr)

Frequently asked questions

What is the typical home value in Tampa?

The typical home in the Tampa, FL metro area is worth about $356,843 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #54 of the 100 largest U.S. metros.

Are home prices in Tampa going up or down?

Over the past 12 months the typical value changed -0.9% (#82 of 100 large metros by 1-year growth). Over 5 years it changed +15.8%, and over 10 years +92.9%. Values are 8.2% below the peak of $388,770 set in May 2024.

How much home equity could a Tampa homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $356,843 home that's $303,316 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $103,484 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.