Kansas City home values (September 2026)
The typical home in the Kansas City, MO metro is worth $324,887, +3.7% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $324,887
- 1-year change
- +3.7%
- 5-year change
- +26.1%
- 10-year change
- +92.8%
Where Kansas City stands
- #64 most expensive of the 100 largest U.S. metros; #13 by 1-year price growth.
- At or near its all-time high ($324,887).
Home equity in Kansas City
At an 85% combined loan-to-value cap, a typical $324,887 home supports up to $276,154 of total borrowing. With a typical mortgage still owed, about $94,217 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- St. Louis, MO — $273,164 (+3.3% 1-yr)
- Deltona, FL — $330,886 (-0.3% 1-yr)
- Columbus, OH — $326,910 (+1.3% 1-yr)
- Chattanooga, TN — $318,922 (-0.3% 1-yr)
- Greenville, SC — $312,032 (+1.4% 1-yr)
Frequently asked questions
What is the typical home value in Kansas City?
The typical home in the Kansas City, MO metro area is worth about $324,887 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #64 of the 100 largest U.S. metros.
Are home prices in Kansas City going up or down?
Over the past 12 months the typical value changed +3.7% (#13 of 100 large metros by 1-year growth). Over 5 years it changed +26.1%, and over 10 years +92.8%. Values are at or near their all-time high.
How much home equity could a Kansas City homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $324,887 home that's $276,154 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $94,217 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.