Helocator

Kansas City home values (September 2026)

The typical home in the Kansas City, MO metro is worth $324,887, +3.7% over the last 12 months. Updated monthly from Zillow Research data.

Typical value
$324,887
1-year change
+3.7%
5-year change
+26.1%
10-year change
+92.8%
$170k$247k$325k2016201720182019202020212022202320242025
Typical home value, Kansas City metro, last 10 years. Source: Zillow Research (ZHVI).

Where Kansas City stands

Home equity in Kansas City

At an 85% combined loan-to-value cap, a typical $324,887 home supports up to $276,154 of total borrowing. With a typical mortgage still owed, about $94,217 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

Compare nearby metros

Frequently asked questions

What is the typical home value in Kansas City?

The typical home in the Kansas City, MO metro area is worth about $324,887 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #64 of the 100 largest U.S. metros.

Are home prices in Kansas City going up or down?

Over the past 12 months the typical value changed +3.7% (#13 of 100 large metros by 1-year growth). Over 5 years it changed +26.1%, and over 10 years +92.8%. Values are at or near their all-time high.

How much home equity could a Kansas City homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $324,887 home that's $276,154 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $94,217 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.