St. Louis home values (September 2026)
The typical home in the St. Louis, MO metro is worth $273,164, +3.3% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $273,164
- 1-year change
- +3.3%
- 5-year change
- +24.9%
- 10-year change
- +70.8%
Where St. Louis stands
- #79 most expensive of the 100 largest U.S. metros; #17 by 1-year price growth.
- At or near its all-time high ($273,164).
Home equity in St. Louis
At an 85% combined loan-to-value cap, a typical $273,164 home supports up to $232,190 of total borrowing. With a typical mortgage still owed, about $79,218 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Kansas City, MO — $324,887 (+3.7% 1-yr)
- Winston, NC — $277,512 (+1.7% 1-yr)
- San Antonio, TX — $273,806 (-1.9% 1-yr)
- Syracuse, NY — $268,949 (+6.6% 1-yr)
- Detroit, MI — $264,316 (+1.8% 1-yr)
Frequently asked questions
What is the typical home value in St. Louis?
The typical home in the St. Louis, MO metro area is worth about $273,164 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #79 of the 100 largest U.S. metros.
Are home prices in St. Louis going up or down?
Over the past 12 months the typical value changed +3.3% (#17 of 100 large metros by 1-year growth). Over 5 years it changed +24.9%, and over 10 years +70.8%. Values are at or near their all-time high.
How much home equity could a St. Louis homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $273,164 home that's $232,190 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $79,218 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.