Madison home values (September 2026)
The typical home in the Madison, WI metro is worth $445,747, +3.1% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $445,747
- 1-year change
- +3.1%
- 5-year change
- +28.8%
- 10-year change
- +81.4%
Where Madison stands
- #27 most expensive of the 100 largest U.S. metros; #23 by 1-year price growth.
- At or near its all-time high ($445,747).
Home equity in Madison
At an 85% combined loan-to-value cap, a typical $445,747 home supports up to $378,885 of total borrowing. With a typical mortgage still owed, about $129,267 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Milwaukee, WI — $384,496 (+5.3% 1-yr)
- Nashville, TN — $448,896 (-0.5% 1-yr)
- Colorado Springs, CO — $446,711 (-1.4% 1-yr)
- Phoenix, AZ — $441,097 (-1.1% 1-yr)
- Charleston, SC — $437,474 (-0.2% 1-yr)
Frequently asked questions
What is the typical home value in Madison?
The typical home in the Madison, WI metro area is worth about $445,747 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #27 of the 100 largest U.S. metros.
Are home prices in Madison going up or down?
Over the past 12 months the typical value changed +3.1% (#23 of 100 large metros by 1-year growth). Over 5 years it changed +28.8%, and over 10 years +81.4%. Values are at or near their all-time high.
How much home equity could a Madison homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $445,747 home that's $378,885 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $129,267 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.