Providence home values (September 2026)
The typical home in the Providence, RI metro is worth $522,248, +3.6% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $522,248
- 1-year change
- +3.6%
- 5-year change
- +32.6%
- 10-year change
- +96.1%
Where Providence stands
- #18 most expensive of the 100 largest U.S. metros; #15 by 1-year price growth.
- At or near its all-time high ($522,248).
Home equity in Providence
At an 85% combined loan-to-value cap, a typical $522,248 home supports up to $443,911 of total borrowing. With a typical mortgage still owed, about $151,452 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Portland, OR — $539,403 (-0.2% 1-yr)
- Provo, UT — $538,775 (+1.4% 1-yr)
- Stockton, CA — $519,775 (-2.1% 1-yr)
- Ogden, UT — $508,920 (+1.7% 1-yr)
Frequently asked questions
What is the typical home value in Providence?
The typical home in the Providence, RI metro area is worth about $522,248 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #18 of the 100 largest U.S. metros.
Are home prices in Providence going up or down?
Over the past 12 months the typical value changed +3.6% (#15 of 100 large metros by 1-year growth). Over 5 years it changed +32.6%, and over 10 years +96.1%. Values are at or near their all-time high.
How much home equity could a Providence homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $522,248 home that's $443,911 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $151,452 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.