Stockton home values (September 2026)
The typical home in the Stockton, CA metro is worth $519,775, -2.1% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $519,775
- 1-year change
- -2.1%
- 5-year change
- +1.8%
- 10-year change
- +65%
Where Stockton stands
- #19 most expensive of the 100 largest U.S. metros; #95 by 1-year price growth.
- 9.1% below its peak of $571,743 in July 2022.
Home equity in Stockton
At an 85% combined loan-to-value cap, a typical $519,775 home supports up to $441,808 of total borrowing. With a typical mortgage still owed, about $150,735 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Los Angeles, CA — $950,020 (+1.3% 1-yr)
- San Francisco, CA — $1,120,379 (+3.1% 1-yr)
- Riverside, CA — $580,321 (+0.6% 1-yr)
- San Diego, CA — $926,961 (+0.8% 1-yr)
- Provo, UT — $538,775 (+1.4% 1-yr)
- Providence, RI — $522,248 (+3.6% 1-yr)
Frequently asked questions
What is the typical home value in Stockton?
The typical home in the Stockton, CA metro area is worth about $519,775 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #19 of the 100 largest U.S. metros.
Are home prices in Stockton going up or down?
Over the past 12 months the typical value changed -2.1% (#95 of 100 large metros by 1-year growth). Over 5 years it changed +1.8%, and over 10 years +65%. Values are 9.1% below the peak of $571,743 set in July 2022.
How much home equity could a Stockton homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $519,775 home that's $441,808 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $150,735 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.