Sacramento home values (September 2026)
The typical home in the Sacramento, CA metro is worth $572,813, 0% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $572,813
- 1-year change
- 0%
- 5-year change
- +3.7%
- 10-year change
- +59.8%
Where Sacramento stands
- #12 most expensive of the 100 largest U.S. metros; #71 by 1-year price growth.
- 7.3% below its peak of $617,658 in June 2022.
Home equity in Sacramento
At an 85% combined loan-to-value cap, a typical $572,813 home supports up to $486,891 of total borrowing. With a typical mortgage still owed, about $166,116 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Los Angeles, CA — $950,020 (+1.3% 1-yr)
- San Francisco, CA — $1,120,379 (+3.1% 1-yr)
- Riverside, CA — $580,321 (+0.6% 1-yr)
- San Diego, CA — $926,961 (+0.8% 1-yr)
- Bridgeport, CT — $687,644 (+6.2% 1-yr)
- Washington, DC — $569,857 (+0.2% 1-yr)
Frequently asked questions
What is the typical home value in Sacramento?
The typical home in the Sacramento, CA metro area is worth about $572,813 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #12 of the 100 largest U.S. metros.
Are home prices in Sacramento going up or down?
Over the past 12 months the typical value changed 0% (#71 of 100 large metros by 1-year growth). Over 5 years it changed +3.7%, and over 10 years +59.8%. Values are 7.3% below the peak of $617,658 set in June 2022.
How much home equity could a Sacramento homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $572,813 home that's $486,891 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $166,116 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.