San Jose home values (September 2026)
The typical home in the San Jose, CA metro is worth $1,523,615, +0.2% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $1,523,615
- 1-year change
- +0.2%
- 5-year change
- +17.4%
- 10-year change
- +77.6%
Where San Jose stands
- #1 most expensive of the 100 largest U.S. metros; #67 by 1-year price growth.
- 4.3% below its peak of $1,591,642 in January 2025.
Home equity in San Jose
At an 85% combined loan-to-value cap, a typical $1,523,615 home supports up to $1,295,073 of total borrowing. With a typical mortgage still owed, about $441,848 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Los Angeles, CA — $950,020 (+1.3% 1-yr)
- San Francisco, CA — $1,120,379 (+3.1% 1-yr)
- Riverside, CA — $580,321 (+0.6% 1-yr)
- San Diego, CA — $926,961 (+0.8% 1-yr)
Frequently asked questions
What is the typical home value in San Jose?
The typical home in the San Jose, CA metro area is worth about $1,523,615 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #1 of the 100 largest U.S. metros.
Are home prices in San Jose going up or down?
Over the past 12 months the typical value changed +0.2% (#67 of 100 large metros by 1-year growth). Over 5 years it changed +17.4%, and over 10 years +77.6%. Values are 4.3% below the peak of $1,591,642 set in January 2025.
How much home equity could a San Jose homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $1,523,615 home that's $1,295,073 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $441,848 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.