Boise City home values (September 2026)
The typical home in the Boise City, ID metro is worth $491,851, +1.7% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $491,851
- 1-year change
- +1.7%
- 5-year change
- -0.3%
- 10-year change
- +126.3%
Where Boise City stands
- #21 most expensive of the 100 largest U.S. metros; #43 by 1-year price growth.
- 7.6% below its peak of $532,329 in June 2022.
Home equity in Boise City
At an 85% combined loan-to-value cap, a typical $491,851 home supports up to $418,073 of total borrowing. With a typical mortgage still owed, about $142,637 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Stockton, CA — $519,775 (-2.1% 1-yr)
- Ogden, UT — $508,920 (+1.7% 1-yr)
- Miami, FL — $476,815 (+0.3% 1-yr)
- Worcester, MA — $476,551 (+2.1% 1-yr)
Frequently asked questions
What is the typical home value in Boise City?
The typical home in the Boise City, ID metro area is worth about $491,851 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #21 of the 100 largest U.S. metros.
Are home prices in Boise City going up or down?
Over the past 12 months the typical value changed +1.7% (#43 of 100 large metros by 1-year growth). Over 5 years it changed -0.3%, and over 10 years +126.3%. Values are 7.6% below the peak of $532,329 set in June 2022.
How much home equity could a Boise City homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $491,851 home that's $418,073 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $142,637 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.