Worcester home values (September 2026)

The typical home in the Worcester, MA metro is worth $476,551, +2.1% over the last 12 months. Updated monthly from Zillow Research data.

Typical value: $476,551
1-year change: +2.1%
5-year change: +30.1%
10-year change: +93%

Typical home value, Worcester metro, last 10 years. Source: Zillow Research (ZHVI).

Where Worcester stands

#23 most expensive of the 100 largest U.S. metros; #39 by 1-year price growth.
At or near its all-time high ($476,551).

Home equity in Worcester

At an 85% combined loan-to-value cap, a typical $476,551 home supports up to $405,068 of total borrowing. With a typical mortgage still owed, about $138,200 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

Compare nearby metros

Boston, MA — $725,639 (+2.1% 1-yr)
Springfield, MA — $372,394 (+3.3% 1-yr)
Boise City, ID — $491,851 (+1.7% 1-yr)
Miami, FL — $476,815 (+0.3% 1-yr)
Modesto, CA — $461,114 (+0.2% 1-yr)
Nashville, TN — $448,896 (-0.5% 1-yr)

Frequently asked questions

What is the typical home value in Worcester?

The typical home in the Worcester, MA metro area is worth about $476,551 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #23 of the 100 largest U.S. metros.

Are home prices in Worcester going up or down?

Over the past 12 months the typical value changed +2.1% (#39 of 100 large metros by 1-year growth). Over 5 years it changed +30.1%, and over 10 years +93%. Values are at or near their all-time high.

How much home equity could a Worcester homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $476,551 home that's $405,068 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $138,200 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.