Boston home values (September 2026)

The typical home in the Boston, MA metro is worth $725,639, +2.1% over the last 12 months. Updated monthly from Zillow Research data.

Typical value: $725,639
1-year change: +2.1%
5-year change: +23.8%
10-year change: +72.9%

Typical home value, Boston metro, last 10 years. Source: Zillow Research (ZHVI).

Where Boston stands

#8 most expensive of the 100 largest U.S. metros; #38 by 1-year price growth.
At or near its all-time high ($725,639).

Home equity in Boston

At an 85% combined loan-to-value cap, a typical $725,639 home supports up to $616,793 of total borrowing. With a typical mortgage still owed, about $210,435 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

Compare nearby metros

Worcester, MA — $476,551 (+2.1% 1-yr)
Springfield, MA — $372,394 (+3.3% 1-yr)
Urban Honolulu, HI — $855,973 (+2.6% 1-yr)
New York, NY — $730,949 (+4.9% 1-yr)
Seattle, WA — $720,147 (-1.6% 1-yr)
Bridgeport, CT — $687,644 (+6.2% 1-yr)

Frequently asked questions

What is the typical home value in Boston?

The typical home in the Boston, MA metro area is worth about $725,639 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #8 of the 100 largest U.S. metros.

Are home prices in Boston going up or down?

Over the past 12 months the typical value changed +2.1% (#38 of 100 large metros by 1-year growth). Over 5 years it changed +23.8%, and over 10 years +72.9%. Values are at or near their all-time high.

How much home equity could a Boston homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $725,639 home that's $616,793 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $210,435 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.