Urban Honolulu home values (September 2026)
The typical home in the Urban Honolulu, HI metro is worth $855,973, +2.6% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $855,973
- 1-year change
- +2.6%
- 5-year change
- +11.9%
- 10-year change
- +44.2%
Where Urban Honolulu stands
- #6 most expensive of the 100 largest U.S. metros; #31 by 1-year price growth.
- 2.8% below its peak of $881,061 in July 2022.
Home equity in Urban Honolulu
At an 85% combined loan-to-value cap, a typical $855,973 home supports up to $727,577 of total borrowing. With a typical mortgage still owed, about $248,232 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- San Diego, CA — $926,961 (+0.8% 1-yr)
- Oxnard, CA — $869,803 (+1.1% 1-yr)
- New York, NY — $730,949 (+4.9% 1-yr)
- Boston, MA — $725,639 (+2.1% 1-yr)
Frequently asked questions
What is the typical home value in Urban Honolulu?
The typical home in the Urban Honolulu, HI metro area is worth about $855,973 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #6 of the 100 largest U.S. metros.
Are home prices in Urban Honolulu going up or down?
Over the past 12 months the typical value changed +2.6% (#31 of 100 large metros by 1-year growth). Over 5 years it changed +11.9%, and over 10 years +44.2%. Values are 2.8% below the peak of $881,061 set in July 2022.
How much home equity could a Urban Honolulu homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $855,973 home that's $727,577 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $248,232 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.