Cape Coral home values (September 2026)
The typical home in the Cape Coral, FL metro is worth $334,479, -3.5% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $334,479
- 1-year change
- -3.5%
- 5-year change
- +5.9%
- 10-year change
- +52.4%
Where Cape Coral stands
- #61 most expensive of the 100 largest U.S. metros; #99 by 1-year price growth.
- 18.9% below its peak of $412,274 in August 2022.
Home equity in Cape Coral
At an 85% combined loan-to-value cap, a typical $334,479 home supports up to $284,307 of total borrowing. With a typical mortgage still owed, about $96,999 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Miami, FL — $476,815 (+0.3% 1-yr)
- Tampa, FL — $356,843 (-0.9% 1-yr)
- Orlando, FL — $383,302 (-1.4% 1-yr)
- Jacksonville, FL — $350,574 (-0.1% 1-yr)
- Palm Bay, FL — $342,339 (-0.5% 1-yr)
- Tucson, AZ — $335,747 (-1.8% 1-yr)
Frequently asked questions
What is the typical home value in Cape Coral?
The typical home in the Cape Coral, FL metro area is worth about $334,479 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #61 of the 100 largest U.S. metros.
Are home prices in Cape Coral going up or down?
Over the past 12 months the typical value changed -3.5% (#99 of 100 large metros by 1-year growth). Over 5 years it changed +5.9%, and over 10 years +52.4%. Values are 18.9% below the peak of $412,274 set in August 2022.
How much home equity could a Cape Coral homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $334,479 home that's $284,307 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $96,999 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.