Helocator

Cleveland home values (September 2026)

The typical home in the Cleveland, OH metro is worth $250,001, +3.9% over the last 12 months. Updated monthly from Zillow Research data.

Typical value
$250,001
1-year change
+3.9%
5-year change
+32.5%
10-year change
+90.2%
$132k$191k$250k2016201720182019202020212022202320242025
Typical home value, Cleveland metro, last 10 years. Source: Zillow Research (ZHVI).

Where Cleveland stands

Home equity in Cleveland

At an 85% combined loan-to-value cap, a typical $250,001 home supports up to $212,501 of total borrowing. With a typical mortgage still owed, about $72,500 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

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Frequently asked questions

What is the typical home value in Cleveland?

The typical home in the Cleveland, OH metro area is worth about $250,001 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #88 of the 100 largest U.S. metros.

Are home prices in Cleveland going up or down?

Over the past 12 months the typical value changed +3.9% (#12 of 100 large metros by 1-year growth). Over 5 years it changed +32.5%, and over 10 years +90.2%. Values are at or near their all-time high.

How much home equity could a Cleveland homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $250,001 home that's $212,501 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $72,500 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.