Cincinnati home values (September 2026)

The typical home in the Cincinnati, OH metro is worth $305,940, +2.2% over the last 12 months. Updated monthly from Zillow Research data.

Typical value: $305,940
1-year change: +2.2%
5-year change: +26.3%
10-year change: +90%

Typical home value, Cincinnati metro, last 10 years. Source: Zillow Research (ZHVI).

Where Cincinnati stands

#69 most expensive of the 100 largest U.S. metros; #37 by 1-year price growth.
At or near its all-time high ($305,940).

Home equity in Cincinnati

At an 85% combined loan-to-value cap, a typical $305,940 home supports up to $260,049 of total borrowing. With a typical mortgage still owed, about $88,723 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

Compare nearby metros

Columbus, OH — $326,910 (+1.3% 1-yr)
Cleveland, OH — $250,001 (+3.9% 1-yr)
Akron, OH — $240,089 (+4% 1-yr)
Toledo, OH — $202,056 (+3.3% 1-yr)
Harrisburg, PA — $306,578 (+2.6% 1-yr)
Omaha, NE — $306,318 (+2.7% 1-yr)

Frequently asked questions

What is the typical home value in Cincinnati?

The typical home in the Cincinnati, OH metro area is worth about $305,940 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #69 of the 100 largest U.S. metros.

Are home prices in Cincinnati going up or down?

Over the past 12 months the typical value changed +2.2% (#37 of 100 large metros by 1-year growth). Over 5 years it changed +26.3%, and over 10 years +90%. Values are at or near their all-time high.

How much home equity could a Cincinnati homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $305,940 home that's $260,049 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $88,723 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.