Toledo home values (September 2026)
The typical home in the Toledo, OH metro is worth $202,056, +3.3% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $202,056
- 1-year change
- +3.3%
- 5-year change
- +27.8%
- 10-year change
- +82.7%
Where Toledo stands
- #99 most expensive of the 100 largest U.S. metros; #19 by 1-year price growth.
- At or near its all-time high ($202,056).
Home equity in Toledo
At an 85% combined loan-to-value cap, a typical $202,056 home supports up to $171,748 of total borrowing. With a typical mortgage still owed, about $58,596 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Cincinnati, OH — $305,940 (+2.2% 1-yr)
- Columbus, OH — $326,910 (+1.3% 1-yr)
- Cleveland, OH — $250,001 (+3.9% 1-yr)
- Akron, OH — $240,089 (+4% 1-yr)
- Wichita, KS — $222,219 (+2.9% 1-yr)
- Jackson, MS — $212,335 (+2.7% 1-yr)
Frequently asked questions
What is the typical home value in Toledo?
The typical home in the Toledo, OH metro area is worth about $202,056 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #99 of the 100 largest U.S. metros.
Are home prices in Toledo going up or down?
Over the past 12 months the typical value changed +3.3% (#19 of 100 large metros by 1-year growth). Over 5 years it changed +27.8%, and over 10 years +82.7%. Values are at or near their all-time high.
How much home equity could a Toledo homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $202,056 home that's $171,748 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $58,596 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.