Des Moines home values (September 2026)
The typical home in the Des Moines, IA metro is worth $292,513, +0.5% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $292,513
- 1-year change
- +0.5%
- 5-year change
- +19.2%
- 10-year change
- +59.1%
Where Des Moines stands
- #72 most expensive of the 100 largest U.S. metros; #62 by 1-year price growth.
- At or near its all-time high ($293,861).
Home equity in Des Moines
At an 85% combined loan-to-value cap, a typical $292,513 home supports up to $248,636 of total borrowing. With a typical mortgage still owed, about $84,829 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Houston, TX — $302,832 (-1.8% 1-yr)
- Lakeland, FL — $295,502 (-2.2% 1-yr)
- Indianapolis, IN — $291,634 (+1% 1-yr)
- Buffalo, NY — $287,359 (+3.6% 1-yr)
Frequently asked questions
What is the typical home value in Des Moines?
The typical home in the Des Moines, IA metro area is worth about $292,513 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #72 of the 100 largest U.S. metros.
Are home prices in Des Moines going up or down?
Over the past 12 months the typical value changed +0.5% (#62 of 100 large metros by 1-year growth). Over 5 years it changed +19.2%, and over 10 years +59.1%. Values are at or near their all-time high.
How much home equity could a Des Moines homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $292,513 home that's $248,636 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $84,829 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.