Lakeland home values (September 2026)
The typical home in the Lakeland, FL metro is worth $295,502, -2.2% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $295,502
- 1-year change
- -2.2%
- 5-year change
- +15.7%
- 10-year change
- +93.6%
Where Lakeland stands
- #71 most expensive of the 100 largest U.S. metros; #96 by 1-year price growth.
- 8.7% below its peak of $323,592 in September 2022.
Home equity in Lakeland
At an 85% combined loan-to-value cap, a typical $295,502 home supports up to $251,177 of total borrowing. With a typical mortgage still owed, about $85,696 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Miami, FL — $476,815 (+0.3% 1-yr)
- Tampa, FL — $356,843 (-0.9% 1-yr)
- Orlando, FL — $383,302 (-1.4% 1-yr)
- Jacksonville, FL — $350,574 (-0.1% 1-yr)
- Cincinnati, OH — $305,940 (+2.2% 1-yr)
- Houston, TX — $302,832 (-1.8% 1-yr)
Frequently asked questions
What is the typical home value in Lakeland?
The typical home in the Lakeland, FL metro area is worth about $295,502 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #71 of the 100 largest U.S. metros.
Are home prices in Lakeland going up or down?
Over the past 12 months the typical value changed -2.2% (#96 of 100 large metros by 1-year growth). Over 5 years it changed +15.7%, and over 10 years +93.6%. Values are 8.7% below the peak of $323,592 set in September 2022.
How much home equity could a Lakeland homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $295,502 home that's $251,177 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $85,696 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.