Houston home values (September 2026)

The typical home in the Houston, TX metro is worth $302,832, -1.8% over the last 12 months. Updated monthly from Zillow Research data.

Typical value: $302,832
1-year change: -1.8%
5-year change: +11.4%
10-year change: +50.5%

Typical home value, Houston metro, last 10 years. Source: Zillow Research (ZHVI).

Where Houston stands

#70 most expensive of the 100 largest U.S. metros; #89 by 1-year price growth.
4.7% below its peak of $317,923 in August 2022.

Home equity in Houston

At an 85% combined loan-to-value cap, a typical $302,832 home supports up to $257,407 of total borrowing. With a typical mortgage still owed, about $87,821 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

Compare nearby metros

Dallas, TX — $358,242 (-2% 1-yr)
San Antonio, TX — $273,806 (-1.9% 1-yr)
Austin, TX — $414,273 (-4.3% 1-yr)
McAllen, TX — $188,971 (-0.4% 1-yr)
Omaha, NE — $306,318 (+2.7% 1-yr)
Cincinnati, OH — $305,940 (+2.2% 1-yr)

Frequently asked questions

What is the typical home value in Houston?

The typical home in the Houston, TX metro area is worth about $302,832 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #70 of the 100 largest U.S. metros.

Are home prices in Houston going up or down?

Over the past 12 months the typical value changed -1.8% (#89 of 100 large metros by 1-year growth). Over 5 years it changed +11.4%, and over 10 years +50.5%. Values are 4.7% below the peak of $317,923 set in August 2022.

How much home equity could a Houston homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $302,832 home that's $257,407 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $87,821 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.