Helocator

El Paso home values (September 2026)

The typical home in the El Paso, TX metro is worth $233,011, +2.5% over the last 12 months. Updated monthly from Zillow Research data.

Typical value
$233,011
1-year change
+2.5%
5-year change
+32.1%
10-year change
+76%
$133k$183k$233k2016201720182019202020212022202320242025
Typical home value, El Paso metro, last 10 years. Source: Zillow Research (ZHVI).

Where El Paso stands

Home equity in El Paso

At an 85% combined loan-to-value cap, a typical $233,011 home supports up to $198,059 of total borrowing. With a typical mortgage still owed, about $67,573 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

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Frequently asked questions

What is the typical home value in El Paso?

The typical home in the El Paso, TX metro area is worth about $233,011 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #94 of the 100 largest U.S. metros.

Are home prices in El Paso going up or down?

Over the past 12 months the typical value changed +2.5% (#34 of 100 large metros by 1-year growth). Over 5 years it changed +32.1%, and over 10 years +76%. Values are at or near their all-time high.

How much home equity could a El Paso homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $233,011 home that's $198,059 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $67,573 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.