Austin home values (September 2026)

The typical home in the Austin, TX metro is worth $414,273, -4.3% over the last 12 months. Updated monthly from Zillow Research data.

Typical value: $414,273
1-year change: -4.3%
5-year change: -14.2%
10-year change: +44.5%

Typical home value, Austin metro, last 10 years. Source: Zillow Research (ZHVI).

Where Austin stands

#33 most expensive of the 100 largest U.S. metros; #100 by 1-year price growth.
26.7% below its peak of $565,123 in June 2022.

Home equity in Austin

At an 85% combined loan-to-value cap, a typical $414,273 home supports up to $352,132 of total borrowing. With a typical mortgage still owed, about $120,139 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

Compare nearby metros

Dallas, TX — $358,242 (-2% 1-yr)
Houston, TX — $302,832 (-1.8% 1-yr)
San Antonio, TX — $273,806 (-1.9% 1-yr)
McAllen, TX — $188,971 (-0.4% 1-yr)
Las Vegas, NV — $422,654 (-2.6% 1-yr)
Spokane, WA — $415,045 (+0.2% 1-yr)

Frequently asked questions

What is the typical home value in Austin?

The typical home in the Austin, TX metro area is worth about $414,273 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #33 of the 100 largest U.S. metros.

Are home prices in Austin going up or down?

Over the past 12 months the typical value changed -4.3% (#100 of 100 large metros by 1-year growth). Over 5 years it changed -14.2%, and over 10 years +44.5%. Values are 26.7% below the peak of $565,123 set in June 2022.

How much home equity could a Austin homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $414,273 home that's $352,132 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $120,139 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.