Oxnard home values (September 2026)
The typical home in the Oxnard, CA metro is worth $869,803, +1.1% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $869,803
- 1-year change
- +1.1%
- 5-year change
- +15.4%
- 10-year change
- +59.1%
Where Oxnard stands
- #5 most expensive of the 100 largest U.S. metros; #56 by 1-year price growth.
- 0.8% below its peak of $877,069 in September 2024.
Home equity in Oxnard
At an 85% combined loan-to-value cap, a typical $869,803 home supports up to $739,333 of total borrowing. With a typical mortgage still owed, about $252,243 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Los Angeles, CA — $950,020 (+1.3% 1-yr)
- San Francisco, CA — $1,120,379 (+3.1% 1-yr)
- Riverside, CA — $580,321 (+0.6% 1-yr)
- San Diego, CA — $926,961 (+0.8% 1-yr)
- Urban Honolulu, HI — $855,973 (+2.6% 1-yr)
- New York, NY — $730,949 (+4.9% 1-yr)
Frequently asked questions
What is the typical home value in Oxnard?
The typical home in the Oxnard, CA metro area is worth about $869,803 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #5 of the 100 largest U.S. metros.
Are home prices in Oxnard going up or down?
Over the past 12 months the typical value changed +1.1% (#56 of 100 large metros by 1-year growth). Over 5 years it changed +15.4%, and over 10 years +59.1%. Values are 0.8% below the peak of $877,069 set in September 2024.
How much home equity could a Oxnard homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $869,803 home that's $739,333 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $252,243 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.