Spokane home values (September 2026)
The typical home in the Spokane, WA metro is worth $415,045, +0.2% over the last 12 months. Updated monthly from Zillow Research data.
- Typical value
- $415,045
- 1-year change
- +0.2%
- 5-year change
- +8.8%
- 10-year change
- +113.7%
Where Spokane stands
- #32 most expensive of the 100 largest U.S. metros; #68 by 1-year price growth.
- 3.9% below its peak of $432,090 in July 2022.
Home equity in Spokane
At an 85% combined loan-to-value cap, a typical $415,045 home supports up to $352,789 of total borrowing. With a typical mortgage still owed, about $120,363 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.
Compare nearby metros
- Seattle, WA — $720,147 (-1.6% 1-yr)
- Raleigh, NC — $428,267 (-1.7% 1-yr)
- Las Vegas, NV — $422,654 (-2.6% 1-yr)
- Austin, TX — $414,273 (-4.3% 1-yr)
- New Haven, CT — $406,204 (+4.9% 1-yr)
Frequently asked questions
What is the typical home value in Spokane?
The typical home in the Spokane, WA metro area is worth about $415,045 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #32 of the 100 largest U.S. metros.
Are home prices in Spokane going up or down?
Over the past 12 months the typical value changed +0.2% (#68 of 100 large metros by 1-year growth). Over 5 years it changed +8.8%, and over 10 years +113.7%. Values are 3.9% below the peak of $432,090 set in July 2022.
How much home equity could a Spokane homeowner borrow against?
Lenders typically cap combined loan-to-value at about 85%. On a typical $415,045 home that's $352,789 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $120,363 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.
Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.