McAllen home values (September 2026)

The typical home in the McAllen, TX metro is worth $188,971, -0.4% over the last 12 months. Updated monthly from Zillow Research data.

Typical value: $188,971
1-year change: -0.4%
5-year change: +28.4%
10-year change: +84.6%

Typical home value, McAllen metro, last 10 years. Source: Zillow Research (ZHVI).

Where McAllen stands

#100 most expensive of the 100 largest U.S. metros; #78 by 1-year price growth.
1.5% below its peak of $191,762 in December 2024.

Home equity in McAllen

At an 85% combined loan-to-value cap, a typical $188,971 home supports up to $160,625 of total borrowing. With a typical mortgage still owed, about $54,802 of equity would be available as a line of credit. Run your own numbers in the HELOC calculator.

Compare nearby metros

Dallas, TX — $358,242 (-2% 1-yr)
Houston, TX — $302,832 (-1.8% 1-yr)
San Antonio, TX — $273,806 (-1.9% 1-yr)
Austin, TX — $414,273 (-4.3% 1-yr)
Jackson, MS — $212,335 (+2.7% 1-yr)
Toledo, OH — $202,056 (+3.3% 1-yr)

Frequently asked questions

What is the typical home value in McAllen?

The typical home in the McAllen, TX metro area is worth about $188,971 as of September 2026, according to the Zillow Home Value Index (mid-tier homes, seasonally adjusted). That ranks #100 of the 100 largest U.S. metros.

Are home prices in McAllen going up or down?

Over the past 12 months the typical value changed -0.4% (#78 of 100 large metros by 1-year growth). Over 5 years it changed +28.4%, and over 10 years +84.6%. Values are 1.5% below the peak of $191,762 set in December 2024.

How much home equity could a McAllen homeowner borrow against?

Lenders typically cap combined loan-to-value at about 85%. On a typical $188,971 home that's $160,625 of total borrowing; after a typical existing mortgage (about 56% of value) roughly $54,802 would remain as a line of credit. This is an illustration, not an offer — your figure depends on your own balance, credit and appraisal.

Data: Zillow Research, Zillow Home Value Index (all homes, mid tier, smoothed and seasonally adjusted), September 2026. Equity figures are illustrative. Download the full dataset.